Lead pipe replacement cost in Indiana (2026)

What homeowners pay, by utility

What drives the price in Indiana

• Length of the line from the curb stop to the house, and whether the meter is inside.
• Depth and soil. Rocky or clay soil and deep lines add labor.
• Trenchless or open trench. Pulling a new pipe through the old path from two small pits usually costs less to restore than a full trench.
• Permits and the public side. Some cities charge permit and street-opening fees, and a few make the owner pay to cut the street.
• Restoration of lawns, driveways, sidewalks and basement walls, which free programs often limit.

Indiana law lets utilities include the cost of replacing customer-owned lead service lines in rates, with approval from the Indiana Utility Regulatory Commission. Citizens Energy in Indianapolis uses this to replace private lines with no extra charge beyond a monthly fee. Other Indiana cities rely on State Revolving Fund money and set their own terms. For fiscal year 2026, EPA allotted $128,637,000 to Indiana for lead service line replacement through the Drinking Water State Revolving Fund, and at least $63,032,130 of it must go out as grants or forgivable loans. Compare every state.

What would you pay?

Contractor quote or estimate ($) Utility pays (%) Utility cap ($, blank = none) Finance the rest?No, pay in cash5-year loan10-year loan15-year loan Loan interest rate (%)

Utility covers—

You pay—

Monthly—

Many utility loans are 0% (enter 0). Private loans run higher. Your real price depends on how far the house sits from the street, digging versus trenchless methods, permits and restoration. This is an estimate, not a quote.

Get lead line replacement quotes in Indiana

Compare prices from licensed local plumbers who replace water service lines. Useful if your utility's program doesn't cover you, has a long wait, or you need the work done sooner.

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Name ZIP code Phone Email Line materialLeadGalvanized steelNot sureLeaking or broken line I am theOwnerLandlordRenter

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Common questions

How much does it cost to replace a lead service line in Indiana?

Most homeowners who pay for the private side of a lead service line spend about $4,000 to $10,000. In Indiana, 10 of the 33 utilities we track replace it for free (at least for eligible owners), 1 share the cost, and 1 offer financing.

Who pays for lead pipe replacement in Indiana?

Indiana law lets utilities include the cost of replacing customer-owned lead service lines in rates, with approval from the Indiana Utility Regulatory Commission. Citizens Energy in Indianapolis uses this to replace private lines with no extra charge beyond a monthly fee. Other Indiana cities rely on State Revolving Fund money and set their own terms.

Is lead service line replacement tax deductible or taxable?

Replacement paid for by a utility or government program is not taxable income (IRS Announcement 2024-10). Paying for it yourself is generally a home improvement, not a deductible expense; ask a tax professional about your case.

Related: all Indiana programs · national cost guide · hiring a contractor