Lead Line Grants

Fort Wayne Lead Service Line Replacement Program

Fort Wayne - 3 Rivers Filtration Plant serves about 269,994 people and reported 11,299 lead and 475 galvanized service lines that must be replaced, out of 108,184 lines, in EPA's Q3 2026 inventory. Here's who pays to replace yours, what it costs, and how to sign up.

Cost shareChecked November 2, 2026

Up to 90% off; free in grant areas

Fort Wayne City Utilities replaces lead lines for free in neighborhoods covered by a federal grant. Elsewhere, income-based help can pay up to 90% of the cost, and 10-year low-interest loans cover the rest. Your price depends on how far the house sits from the curb.

ProgramUtility pays part
Utility pays90%
Financing10-year low-interest loans for the remaining cost.
Required?Not for owners

How to get it

  1. Call 260-427-1234 or visit utilities.cityoffortwayne.org/remove-lead.
  2. Ask whether your street is in a grant area.
  3. Bring income documents to see how much of the cost the city covers.

Official program page ↗

Sources: utilities.cityoffortwayne.org, 21alivenews.com

Lead lines in Fort Wayne

Lead11,299
Galvanized (replace)475
Unknown material0
Non-lead96,410
Need replacing10.9%
Lead, 90th pct.2.6 ppb

The most recent 90th-percentile lead result EPA lists for this system is 2.6 parts per billion (2026-01 to 2026-06). Under the new federal rule, the action level drops to 10 ppb in 2027. Galvanized lines count if they ever sat downstream of a lead pipe, because they can hold lead particles. Unknown lines must be identified by the utility, and many turn out to be lead.

How Fort Wayne compares: it ranks #38 of 7,556 U.S. water systems and #5 of 232 in Indiana for lead and galvanized lines. 10.9% of its service lines need replacing, compared with 11.7% across Indiana. See the national ranking.

Source: EPA SDWIS Service Line Inventory, Q3 2026 · Utility phone: 260-427-6054 · PWSID IN5202020

Fort Wayne lead service line map: check your address

Every water utility had to publish an inventory of its service lines, and most offer an address lookup map. Start with Fort Wayne - 3 Rivers Filtration Plant's official lead program page, which links to its lookup or explains how to get your line checked. The status will be lead, galvanized requiring replacement, non-lead or unknown. If it's unknown, you can usually check the pipe yourself and send the utility a photo.

Communities and ZIP codes served

ZIP codes: 46802, 46803, 46804, 46805, 46806, 46807, 46808, 46815, 46825

Who pays in Indiana?

Water service line diagram for Fort Wayne: utility side from the main to the curb stop, owner side from the curb stop to the house

Indiana law lets utilities include the cost of replacing customer-owned lead service lines in rates, with approval from the Indiana Utility Regulatory Commission. Citizens Energy in Indianapolis uses this to replace private lines with no extra charge beyond a monthly fee. Other Indiana cities rely on State Revolving Fund money and set their own terms.

The law: Ind. Code 8-1-31-6.6. Mandatory? No owner mandate; the federal rule requires replacement by 2037. Funding: Indiana Finance Authority State Revolving Fund.

Sources: codes.findlaw.com, in.gov

Nationwide, EPA's Lead and Copper Rule Improvements require most utilities to replace every lead and galvanized-requiring-replacement line by December 31, 2037, starting November 1, 2027. Utilities must mail a notice every year to each home with a lead, galvanized or unknown line. See the federal timeline.

What would you pay?

Utility covers—
You pay—
Monthly—

Many utility loans are 0% (enter 0). Private loans run higher. Your real price depends on how far the house sits from the street, digging versus trenchless methods, permits and restoration. This is an estimate, not a quote.

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Common questions

Is lead service line replacement free in Fort Wayne?

Not fully free; it's a cost share (90%). Fort Wayne City Utilities replaces lead lines for free in neighborhoods covered by a federal grant.

Is lead service line replacement mandatory in Fort Wayne?

No owner mandate; the federal rule requires replacement by 2037.

How much does it cost to replace a lead service line in Fort Wayne?

Fort Wayne's program pays 90%. On a $7,500 job, that's $6,750 from the utility and $750 from you. Most private-side replacements cost about $4,000 to $10,000, and long or difficult lines can run higher. Price depends on the distance from the street to your house, whether the contractor digs a trench or pulls the new pipe through (trenchless), permits, and restoring your lawn, sidewalk or basement wall.

How do I know if my home has a lead service line?

Look up your address on Fort Wayne - 3 Rivers Filtration Plant's service line inventory or check the letter it mailed you. You can also check the pipe where it enters your basement, usually near the meter: lead is dull gray, soft, and turns shiny silver when you scratch it with a key, and a magnet won't stick. Galvanized steel is gray too, but a magnet sticks to it. See our step-by-step guide.

What if I can't afford to replace my lead line?

Ask Fort Wayne - 3 Rivers Filtration Plant about income-based help first; federal money often makes replacement free for low-income owners. Other options are utility payment plans, 0% city loans, state revolving fund programs, property tax assessments and home improvement loans. Our guide on paying for replacement lists them.

Who owns the water service line?

In most U.S. cities the utility owns the pipe from the water main to the curb stop or property line, and the property owner owns the rest, into the house. Some utilities, including Minneapolis and many in St. Louis County, treat the whole line as the owner's. Federal rules now require utilities to replace the whole lead line, not just their part.

Other Indiana programs

Indianapolis ✓South Bend ✓Hammond ✓Elkhart ✓Gary & Merrillville ✓Mishawaka ✓East Chicago ✓MarionLafayette ✓Kendallville

See every Indiana utility →

Something out of date? Report a change. We recheck program terms at least once a year.